Identity Theft Protection – LifeLock can Help Protect you
December 8, 2008 – 2:47 pmWhat is identity theft protection? What does identity theft protection do for you and how does it protect you?
Identity theft protection is just what it sounds like. It’s the process of securing documents and accounts such that it makes it difficult for someone to apply for any kind of credit in your name. When someone applies for any kind of credit in your name this is identity theft not when people steal from you. If someone steals your credit card number and uses it to make purchases this isn’t identity theft this is just plain old stealing. If they get enough information to open a new credit line in your name this my friend is identity theft.
Identity theft protection takes many different forms. Identity theft protection may mean securing your sensitive documents such as your social security card or any document that may contain your social security number. Shredding all documents that have information about you will also help to protect your identity.
Identity theft protection may mean securing your mail to make sure no one steals it. Making sure that documents that you send out in the mail don’t get stolen before they get in the hands of the Post Office is important. If you plan on sending out any mail that has sensitive information in it make sure you drop it off at the post office. They have locked mailboxes that are emptied several times a day.
Pre-approved credit card offers can be a gold mind for identity thieves. Removing yourself from marketing list can cut down on the offers. This will help prevent theft of your applications.
Monitoring your credit keeps you informed of what is happening to your credit report. Getting a credit report at least once a year can help inform you of anything that is fraudulent.
Placing fraud alerts on your accounts at the three major credit bureaus will prevent anyone from opening a new line of credit in your name without your consent. The credit bureau will be obligated to call you and confirm your identity before authorizing the new line of credit. Fraud alerts have to be places every 90 days and must be reset every 90 days with all three credit bureaus to be effective. These fraud alerts are your primary defense against identity theft.
What does LifeLock do to help protect you? LifeLock will remove you from junk mail list and pre-approved application list as well as place fraud notices at all three credit bureaus every 90 days. They also provide you with an annual credit report for you to look over to ensure your report is clean.
LifeLock has a service that helps you contact all your banks that you have credit cards through incase you need to cancel or replace your credit cards. They can also help restore document like your social security card as well. LifeLock also includes an eRecon service that searches known identity theft websites for your information to ensure your information hasn’t already been stolen.
LifeLock does all this and more for just $10 a month or $120 a year. We have an exclusive discount on LifeLock through this website. You get the same service and get the first month FREE* and only pay $9 a month and only pay $99 a year. If you would like a discount on LifeLock use LifeLock promotion code Defense.
*At the end of the end of the 30-day free period your card will be billed automatically ($9 monthly / $99 annually) unless you cancel within the 30-day period. You can cancel anytime without penalty by calling 1-800-543-5625. Offer is for new members only.
Tags: Code, id, Identity, Life Lock, LifeLock, lifelock.com, promo, Promotion, protection, Theft
3 Responses to “Identity Theft Protection – LifeLock can Help Protect you”
That makes sense I always wondered what Identity theft protection really meant and what you could do to prevent an identity theft. I have heard that you can do most of that for free, but I would rather pay some to worry about that for me. I always have problems keeping up with dates.
By John Dempsey on Dec 8, 2008
That’s really interesting I had no idea that LifeLock did all that. I kind of thought it was one of those services that monitored your credit and would inform you if something was wrong. I had no idea that LifeLock was so proactive in securing and preventing Identity theft.
By Sharon on Dec 11, 2008
I think that the Wallet Lock services would be the most helpful. I have had to deal with canceling all my debit cards and credit cards. It was a nightmare I couldn’t find the numbers to any of the banks and the whole time I was thinking about the thief using my cards while I was trying to figure out what numbers to call.
By Patricia on Dec 15, 2008